Friday, July 1, 2011

personal bank settlement

Industrial and Commercial Bank outlets in the Tianhe Area, the reporter posted the lobby to see clearly the charges. Lobby manager, said the bank has received the relevant

documents. However, in the days of the Bank of China Henan outlets, claimed that its staff have not received such notice, whether the charges involved in the project

based upon the original standards. Reporters then call the customer service line, the other confirmed that charges have not received a free paper.

Reporters interviewed found that the notice of some vaguely defined charges, so the banks there are differences in implementation. For example, its provisions shall not

charge the bank "Bank personal savings account opening fee and cancellation fee", but there is no explicit open books and open card is charged. According to Bank of

China now provides that "personal savings account opening fee," and the book is divided into two types of debit cards, the former does not require fees, but the latter to

the $ 5 fee and first year of the 10 first year; " personal bank settlement account opening fee, "also need the $ 5 fee and 10 first year fee.
Expert interpretation
Can be opened against the bank's new charges
Central University of Finance and the China Banking Research Center, Guo Tian Yong believes that bank charges, the public should set the basic categories of financial

services to low-cost or free, and for high-class, competitive banking intermediary business should be given full autonomy pricing. He said, for the introduction of the 34

services are free, some people think that a lot of services which should not have fees, "but regulators are not redundant, because of new rules to prevent pressure to

perform to open bank charges."
Guo Tian Yongqiang transfer, banks are also companies charge nothing wrong, but did set up SMS notification for such items is questionable. "Fleece, such as credit card

banks will be much higher than after the SMS notification fee rebate, this time to receive SMS charges will give the impression of material wealth, the long run may

outweigh the benefits." He reminded the banks do not. " picking up a pound watermelon. "
Pension can be inter-provincial transfer

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